5 Steps to Building Your Wealth

Building Wealth can seem like something you'll never achieve for yourself and your family. Success with these steps will get you on your way!

1. Believe in Yourself: If you don't believe you'll be wealthy, I can pretty well guarantee you won't be! (Hint: it's not just a matter of how much money you make...). Master your psychology before you do anything else.

2. The Jones' are Broke: Don't be one of them! Most millionaires live simply and avoid debt because they'd rather have financial independence than fancy cars, huge houses and lavish vacations.

3. Focus on Values: Know the values that matter to you. These might be Financial Security, Helping Others, Integrity, Health, Making a lot of Money, etc. Before spending your Time or Money resources, ask yourself "What Value will this meet?" This will help you focus on what's really important and to realize that getting that value might not require spending money at all!

3. Know your stats: Know your net worth, balance your checkbook, plan your spending (and saving), pay off your debt, have reserve funds for the unexpected. Spending less than 2 hours a week on "the books" can pay off a million times over.

4. Save Early and Often: Saving just $2.74 per day will guarantee you $1,000 in a year! Take advantage of all savings opportunities through your employer and save money out of each paycheck, too. Tuck away any money that comes to you outside of your job to build your wealth.

5. More Than One Way to Make Money: We're taught in school how to work and get jobs but that's not enough. Learn to invest, learn a new marketable skill to make money on the side, be on the lookout for new and different ways to make money than just a job.

Cindy is passionate about money and has been coaching women, men and couples around money management issues since 2000. She specializes in successful financial outcomes.

Cindy is a Certified Divorce Financial Analyst, Certified Financial Recovery Counselor, Certified Credit Report Reviewer, Certified Retirement Counselor, Licensed Tax Preparer and MoneyMinding Financial Advisor.

Money Mender, Cindy Morus, is a leading authority on showing you how to achieve and enjoy financial well-being and peace of mind. Get a copy of her Spending Your Value-Able Life: How Identifying Your Values can Make you Wealthy" at http://www.MendYourMoney.com

Cindy doesn't sell any investments or insurance or offer legal advice. The education she provides is targeted to your situation.

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